{"id":3501,"date":"2022-12-01T01:26:31","date_gmt":"2022-12-01T01:26:31","guid":{"rendered":"https:\/\/orchid-starling-653667.hostingersite.com\/?page_id=3501"},"modified":"2023-05-25T06:31:53","modified_gmt":"2023-05-25T01:01:53","slug":"access-to-finance","status":"publish","type":"page","link":"https:\/\/shandilyafamilyoffice.com\/?page_id=3501","title":{"rendered":"Access to Finance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3501\" class=\"elementor elementor-3501\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fa5d772 elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"fa5d772\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-21ff755 jltma-glass-effect-no\" data-id=\"21ff755\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eee7ce5 jltma-glass-effect-no elementor-widget elementor-widget-anova_elementor_ova_heading\" data-id=\"eee7ce5\" data-element_type=\"widget\" data-widget_type=\"anova_elementor_ova_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"ova-title\">\n\n\t\t\t\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t<h2 class=\"title\">85% of MSMEs lack access to formal credit<\/h2>\n\n\t\t\t\t\t\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t \t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-625c891 jltma-glass-effect-no elementor-widget elementor-widget-video\" data-id=\"625c891\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=hhdb22cIEPA&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;mute&quot;:&quot;yes&quot;,&quot;loop&quot;:&quot;yes&quot;,&quot;lazy_load&quot;:&quot;yes&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-00cf296 jltma-glass-effect-no\" data-id=\"00cf296\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4a92528 jltma-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"4a92528\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Entrepreneurs require capital to start up and to grow. Limited access to capital at reasonable cost is a major deterrent to entrepreneurship and the growth of MSMEs.\u00a0<\/span><\/p><h3><i><b>Did you know<\/b><\/i><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">85% of MSMEs lack access to formal credit<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Assessed debt demand of MSMEs is INR 69.311 lakh crores, of which only 16% is formally financed.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The cost of informal borrowing (~38% per annum) is at least twice that of formal borrowing.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Micro and Small enterprises are invariably exploited by larger buyers &#8211; both governments and large firms &#8211; when it comes to prompt payments. Delays of 6 months have become the norm. This amounts to about $200 billion &#8211;\u00a0<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var(--font-size); letter-spacing: var(--letter-spacing);\">and this has become worse during the pandemic, adding to the woes of small firms as delays are inversely proportional to firm size. (for more about delayed payments, <a href=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Delayed-Payments-Report.pdf\" target=\"_blank\" rel=\"noopener\">read our report<\/a>)<\/span><\/p><p><span style=\"font-weight: 400;\">Various government schemes (such as Emergency Credit Line Guarantee Scheme ECLGS) to support MSMEs hit by Covid, has led to deeper penetration of credit to firms that already had access to formal credit rather than the new to credit segment; and only about 10% of firms were able to avail them. (<a href=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Report_LEAD_GAME_Road-to-Recovery_v6_17Nov2022-2.pdf\">report<\/a>)<\/span><\/p><p><span style=\"font-weight: 400;\">Breaking through these twin challenges (delayed payments, access to credit for first time borrowers) is the focus of our GAME plan for supporting entrepreneurs. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-613e88c elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"613e88c\" data-element_type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-963655d jltma-glass-effect-no\" data-id=\"963655d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-60a9278 jltma-glass-effect-no elementor-widget elementor-widget-anova_elementor_ova_heading\" data-id=\"60a9278\" data-element_type=\"widget\" data-widget_type=\"anova_elementor_ova_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"ova-title\">\n\n\t\t\t\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t<h2 class=\"title\">GAME plan for Access to Finance<\/h2>\n\n\t\t\t\t\t\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t \t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01863d9 jltma-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"01863d9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Creation of new schemes and programs within the government ministry for enhancing access to capital for MSMEs. Undertake activities that lead to a creation of new schemes to benefit women led MSMEs, youth led MSMEs and those in emerging green sectors.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Strengthening of last mile institutions facilitating credit to MSMEs with a focus on NBFCs to enhance access to low-cost capital through Alternate Investment Fund and through acceleration.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Amplification and\/or Acceleration and\/or Adoption of Government Financing Schemes and Programs.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Conduct activities that lead to a larger and effective uptake of Government schemes by MSMEs.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-fb8919e jltma-glass-effect-no\" data-id=\"fb8919e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1480fb0 eael-flipbox-content-align-center jltma-glass-effect-no elementor-widget elementor-widget-eael-flip-box\" data-id=\"1480fb0\" data-element_type=\"widget\" data-widget_type=\"eael-flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-elements-flip-box-container eael-animate-flip eael-animate-left eael-content eael-flip-box-hover eael-flipbox-fixed-height eael-flipbox-dynamic\">\n\n            <div class=\"eael-elements-flip-box-flip-card\">\n                <div class=\"eael-elements-flip-box-front-container\">\n                    \n                    \n                        <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                    <div class=\"eael-elements-flip-box-icon-image\">\n                                                                                    <i aria-hidden=\"true\" class=\"ea-flipbox-icon fas fa-balance-scale-right\"><\/i>                                                                                    <\/div>\n                                    <h2 class=\"eael-elements-flip-box-heading\">Our Vision<\/h2>                                    <div class=\"eael-elements-flip-box-content\">\n\t                                                                        <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div class=\"eael-elements-flip-box-rear-container\">\n                                                                <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                                                                                            <div class=\"eael-elements-flip-box-content\">\n                                        <p><span style=\"font-weight: 400;\">Identifying financing gaps in the ecosystem and addressing them through the creation of schemes favouring MSMEs.<\/span><\/p>                                    <\/div>\n\n                                                                    <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74f0a76 eael-flipbox-content-align-center jltma-glass-effect-no elementor-widget elementor-widget-eael-flip-box\" data-id=\"74f0a76\" data-element_type=\"widget\" data-widget_type=\"eael-flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-elements-flip-box-container eael-animate-flip eael-animate-right eael-content eael-flip-box-hover eael-flipbox-fixed-height eael-flipbox-dynamic\">\n\n            <div class=\"eael-elements-flip-box-flip-card\">\n                <div class=\"eael-elements-flip-box-front-container\">\n                    \n                    \n                        <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                    <div class=\"eael-elements-flip-box-icon-image\">\n                                                                                    <i aria-hidden=\"true\" class=\"ea-flipbox-icon fas fa-bullseye\"><\/i>                                                                                    <\/div>\n                                    <h2 class=\"eael-elements-flip-box-heading\">Our Goal<\/h2>                                    <div class=\"eael-elements-flip-box-content\">\n\t                                                                        <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div class=\"eael-elements-flip-box-rear-container\">\n                                                                <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                                                                                            <div class=\"eael-elements-flip-box-content\">\n                                        <p><span style=\"font-weight: 400;\">Improving access to low-cost formal finance through creation and adoption of financing schemes\/programs, strengthening the \u2018middle mile\u2019 of NBFCs \/FinTechs, and providing thought leadership around policy.<\/span><\/p>                                    <\/div>\n\n                                                                    <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0f1b5de elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"0f1b5de\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-172980e jltma-glass-effect-no\" data-id=\"172980e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-280f1e4 jltma-glass-effect-no elementor-widget elementor-widget-anova_elementor_ova_heading\" data-id=\"280f1e4\" data-element_type=\"widget\" data-widget_type=\"anova_elementor_ova_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"ova-title\">\n\n\t\t\t\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t<h2 class=\"title\">Areas of focus<\/h2>\n\n\t\t\t\t\t\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t \t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-59fe8f4 elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"59fe8f4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3d680e1 jltma-glass-effect-no\" data-id=\"3d680e1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a89b027 eael-infobox-content-align--center eael-infobox-icon-bg-shape-none eael-infobox-icon-hover-bg-shape-none jltma-glass-effect-no elementor-widget elementor-widget-eael-info-box\" data-id=\"a89b027\" data-element_type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon eael-icon-only\">\n\n            \n                            <div class=\"infobox-icon-wrap\">\n                    <i aria-hidden=\"true\" class=\"far fa-lightbulb\"><\/i>                <\/div>\n            \n            \n        <\/div>\n            <div class=\"infobox-content eael-icon-only\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\">Innovations in credit<\/h2>            <\/div>\n                    <\/div>\n            <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-2811c55 jltma-glass-effect-no\" data-id=\"2811c55\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c4edf7 eael-infobox-content-align--center eael-infobox-icon-bg-shape-none eael-infobox-icon-hover-bg-shape-none jltma-glass-effect-no elementor-widget elementor-widget-eael-info-box\" data-id=\"2c4edf7\" data-element_type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon eael-icon-only\">\n\n            \n                            <div class=\"infobox-icon-wrap\">\n                    <i aria-hidden=\"true\" class=\"fas fa-link\"><\/i>                <\/div>\n            \n            \n        <\/div>\n            <div class=\"infobox-content eael-icon-only\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\">Supply chain financing &amp; factoring<\/h2>            <\/div>\n                    <\/div>\n            <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3263471 jltma-glass-effect-no\" data-id=\"3263471\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fc28dda eael-infobox-content-align--center eael-infobox-icon-bg-shape-none eael-infobox-icon-hover-bg-shape-none jltma-glass-effect-no elementor-widget elementor-widget-eael-info-box\" data-id=\"fc28dda\" data-element_type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon eael-icon-only\">\n\n            \n                            <div class=\"infobox-icon-wrap\">\n                    <i aria-hidden=\"true\" class=\"fas fa-hand-holding-usd\"><\/i>                <\/div>\n            \n            \n        <\/div>\n            <div class=\"infobox-content eael-icon-only\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\">Break in business insurance<\/h2>            <\/div>\n                    <\/div>\n            <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-40097c7 jltma-glass-effect-no\" data-id=\"40097c7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a050f6c eael-infobox-content-align--center eael-infobox-icon-bg-shape-none eael-infobox-icon-hover-bg-shape-none jltma-glass-effect-no elementor-widget elementor-widget-eael-info-box\" data-id=\"a050f6c\" data-element_type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon eael-icon-only\">\n\n            \n                            <div class=\"infobox-icon-wrap\">\n                    <i aria-hidden=\"true\" class=\"fas fa-money-bill-wave\"><\/i>                <\/div>\n            \n            \n        <\/div>\n            <div class=\"infobox-content eael-icon-only\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\">Finance for women entrepreneurs<\/h2>            <\/div>\n                    <\/div>\n            <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8d5aebc elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"8d5aebc\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e53e602 jltma-glass-effect-no\" data-id=\"e53e602\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9e06a9e jltma-glass-effect-no elementor-widget elementor-widget-anova_elementor_ova_heading\" data-id=\"9e06a9e\" data-element_type=\"widget\" data-widget_type=\"anova_elementor_ova_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"ova-title\">\n\n\t\t\t\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t<h2 class=\"title\">Our Partners<\/h2>\n\n\t\t\t\t\t\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t \t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71c2ff2 jltma-glass-effect-no elementor-widget elementor-widget-image-carousel\" data-id=\"71c2ff2\" data-element_type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;7&quot;,&quot;autoplay_speed&quot;:1000,&quot;navigation&quot;:&quot;none&quot;,&quot;speed&quot;:200,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-carousel-wrapper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Image Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/MSDF-pzlkvggd5s3095jtkt8jfkn8vm30h9zoc03q9pcixo.jpg\" alt=\"MSDF\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/presolv360-pzlku4ilh89dt1hgcqikeeqqkynakppd5etyslblr0.jpg\" alt=\"presolv360\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/NRLM-pzlkssktsofrcxf34nsld8u8ab7ko5f1ytk7bhaokc.jpg\" alt=\"NRLM\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/white-C2FO-Logo-PMS-e1671780130652-pzkqnh7gm8pzxnwfm0z8vmd3yyle1hsf3087ysi6zg.png\" alt=\"white-C2FO-Logo-PMS\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/white-Sewa-Bharat-e1671780121113-pzkqn8qwwqef168pzfblr6hymhr347uu1ucunauqjg.png\" alt=\"white-Sewa Bharat\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"6 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/white-Udhyam-Full-Logo-Transparent-1-2-e1671779838799-pzkqfuql6ma9riz44qc6njmiig67lvisp9qftzt5gc.png\" alt=\"Udhyam - Learning Foundation\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"7 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/white-IKEA-logo-1-e1671780095452-pzkqmkb3z1gynb87y4raycnz6h3jk35tahe863uz18.png\" alt=\"IKEA Foundation\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"8 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/white-BMGF-logo-1-e1671780066165-pzkqlt1sgufnambtdaz4g1jlyatwcv5liqh592ze1o.png\" alt=\"Bill &amp; Melinda GATES Foundation\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"9 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/Federation-of-Karnataka-Chamber-of-Commerce-Industry-e1671780056414-pzkqljneki2s2ipgw6wur3x00g487w4a5fyagbdbrw.jpeg\" alt=\"Federation of Karnataka Chamber of Commerce &amp; Industry\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"10 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/white-ubuntu-logo-final-2-e1671780043657-pzkql7fi3nm1vl77vjmpcp00afsgftrrrrgz7pvg0s.jpg\" alt=\"UBUNTU\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"11 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/white-CICU-logo-1-1-e1671780033412-pzkqky147b96nhkvefkfnrdecl2sauqgegy4ey9dr0.png\" alt=\"Chamber of Industrial &amp; commercial understanding\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"12 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/white-sidbi-logo-final-version-1-e1671780019404-pzkqkkvdjmr64y3zj9vnouoy16vnb3a7ontbp2sw64.png\" alt=\"SIDBI\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"13 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/white-CII-logo.pdf-e1671780005656-pzkqk7pmvy95men3o46vpy0hpsoibbtyyuoiz7cel8.png\" alt=\"Confederation of Indian industry\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"14 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/National-Institute-of-Public-Finance-Policy-NIPFP-1-e1671779986477-pzkqjpupa3kphtd1kegywkiqfh4j92v2keaauy2vvg.jpeg\" alt=\"National-Institute-of-Public-Finance-Policy-NIPFP (1)\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"15 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/white-Dvara-Trust-e1671779974963-pzkqjekn0359mhtfe9lg2nd7auo4opmaiugh3mjly4.jpeg\" alt=\"white-Dvara Trust\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"16 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/MSME-pzlkr5czu46p1ht3qg73i5s6v1bg77vyqogm31qhgc.jpg\" alt=\"MSME\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"17 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/white-CredAll-1-e1671779958312-pzkqizj7yqkogqf9u33eyr5tsoq99jyl4s0pf75wpo.png\" alt=\"white-CredAll (1)\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"18 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/MtrzGL_G_400x400-e1671779944595-pzkqimdhb22ny6ydyxemzuhdhaj49siceyvwpbpf4s.png\" alt=\"M1Xchange\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"19 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/white-RXIL_NSE-1-e1671779934577-pzkqicz3eppsq3c1htcdawurjftg4th11od1wk3cv0.png\" alt=\"RXIL\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"20 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/white-Invoicemart-e1671779918986-pzkqhxxodd57kbxvxmuc70ne19vkpntbnlxa84pnmk.png\" alt=\"white-Invoicemart\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"21 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/white-Ispirt-logo-updated-e1671779905757-pzkqhlprwiohdefmwzk6slqeb9jsxlgt9xfyzj7rvg.png\" alt=\"white-Ispirt logo updated\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"22 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/white-Vayana-Logo-03.ai_-e1671779895326-pzkqhcbe06bm5atafvhx3o3sdeu4smfhwmx46rlplo.png\" alt=\"Vayana Network - Connecting Enterprises\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"23 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/download-e1671779883152-pzkqh11bq5w69z9o9qme9qy98sdq896pv33afg2foc.png\" alt=\"Credible\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"24 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/white-Northern-Arc-pzlkive5nmust3tx2ded1qz2jw43f611xpnoyc0a8s.jpg\" alt=\"Northern ARC\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"25 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/Aye-Finance-pzkq75qbysdsddlrwh1f38m0p50zeo06i8hr0up90c.jpg\" alt=\"Aye Finance\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"26 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/Yourstory-pyi86b0ez3copvkgha7zzjb3vg9l3myezqp9ih9h3w.png\" alt=\"Yourstory\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"27 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/TN-Govt-pyi8694qlfa42nn6s9equjs6ooiuo8qybheajxc9gc.png\" alt=\"TN-Govt\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"28 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/Rockfeller-pyi8686wel8tr1ojxr04a20q3anhgjn7zcqt2ndnmk.png\" alt=\"Rockfeller\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"29 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/Punjab-Govt-pyi867927r7jffpx38lhpk99hws48ujhn83bldf1ss.png\" alt=\"Punjab-Govt\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"30 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/Lead-pyi866b80x693tra8q6v52hswiwr15frb3fu43gfz0.png\" alt=\"Lead\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"31 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/Hindustan-pyi865ddu34ys7sne7s8kkqcb51dtgc0yyscmthu58.png\" alt=\"Hindustan\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"32 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/DE-ASRA-pyi864fjn93oglu0jpdm02yvpr60lr8amu4v5jj8bg.png\" alt=\"DE-ASRA\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"33 of 33\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/elementor\/thumbs\/Dalberg-pyi862jv9l13tdwquokcv3fyizfa6d0tyktw6zm0nw.png\" alt=\"Dalberg\" \/><\/figure><\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-51db6b6 elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"51db6b6\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-df16494 jltma-glass-effect-no\" data-id=\"df16494\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8931d60 jltma-glass-effect-no elementor-widget elementor-widget-anova_elementor_ova_heading\" data-id=\"8931d60\" data-element_type=\"widget\" data-widget_type=\"anova_elementor_ova_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"ova-title\">\n\n\t\t\t\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t<h2 class=\"title\">Our Initiatives so far<\/h2>\n\n\t\t\t\t\t\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t \t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a936ca6 jltma-navigation-type-arrows jltma-carousel-style-carousel jltma-glass-effect-no elementor-widget elementor-widget-ma-team-members-slider\" data-id=\"a936ca6\" data-element_type=\"widget\" data-settings=\"{&quot;ma_el_team_carousel_preset&quot;:&quot;-default&quot;,&quot;autoheight&quot;:&quot;yes&quot;,&quot;item_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;item_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;item_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]}}\" data-widget_type=\"ma-team-members-slider.default\">\n\t\t\t\t\t\n\n\n\t\t\n\t\t\t<div id=\"jltma-team-carousel-a936ca6\" class=\"jltma-arrows-align-center jltma-team-carousel-slider\" data-settings=\"{&quot;autoplay&quot;:{&quot;delay&quot;:5000},&quot;loop&quot;:true,&quot;speed&quot;:500,&quot;slidesPerView&quot;:1,&quot;slidesPerGroup&quot;:1,&quot;spaceBetween&quot;:35,&quot;effect&quot;:&quot;carousel&quot;,&quot;breakpoints&quot;:{&quot;600&quot;:{&quot;slidesPerView&quot;:2,&quot;spaceBetween&quot;:35,&quot;slidesPerGroup&quot;:1},&quot;767&quot;:{&quot;slidesPerView&quot;:2,&quot;spaceBetween&quot;:35,&quot;slidesPerGroup&quot;:1},&quot;1023&quot;:{&quot;slidesPerView&quot;:4,&quot;spaceBetween&quot;:35,&quot;slidesPerGroup&quot;:1}},&quot;navigation&quot;:{&quot;nextEl&quot;:&quot;#jltma-team-carousel-a936ca6 .jltma-arrow--next&quot;,&quot;prevEl&quot;:&quot;#jltma-team-carousel-a936ca6 .jltma-arrow--prev&quot;},&quot;pagination&quot;:{&quot;el&quot;:&quot;#jltma-team-carousel-a936ca6 .swiper-pagination&quot;,&quot;type&quot;:&quot;&quot;,&quot;clickable&quot;:&quot;true&quot;,&quot;dynamicBullets&quot;:false},&quot;scrollbar&quot;:{&quot;el&quot;:&quot;#jltma-team-carousel-a936ca6 .swiper-scrollbar&quot;,&quot;hide&quot;:&quot;true&quot;},&quot;coverflowEffect&quot;:{&quot;rotate&quot;:50,&quot;stretch&quot;:0,&quot;depth&quot;:100,&quot;modifier&quot;:1,&quot;slideShadows&quot;:true}}\">\n\t\t\t\t<div class=\"jltma-team-carousel-wrapper jltma-team-carousel-default jltma-carousel jltma-swiper jltma-swiper__container swiper elementor-jltma-element-a936ca6-3501\" data-jltma-template-widget-id=\"a936ca6-3501\">\n\t\t\t\t\t<div class=\"jltma-team-carousel jltma-swiper__wrapper swiper-wrapper\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"jltma-slider__item jltma-swiper__slide swiper-slide jltma-team-carousel-default-inner\">\n\t\t\t\t\t\t\t\t<div class=\"jltma-team-member-default text-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"jltma-team-member-thumb\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"422\" height=\"223\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Bitmap.png\" class=\"team-slider-image\" alt=\"$100 million SMB Stabilisation Fund\" srcset=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Bitmap.png 422w, https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Bitmap-300x159.png 300w\" sizes=\"(max-width: 422px) 100vw, 422px\" \/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"jltma-team-member-content\">\n\t\t\t\t\t\t\t\t\t\t<h3 class=\"jltma-team-member-name\">\n\t\t\t\t\t\t\t\t\t\t\t$100 million SMB Stabilisation Fund\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t\t<span class=\"jltma-team-member-designation\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<p class=\"jltma-team-member-about\">\n\t\t\t\t\t\t\t\t\t\t\tFund to stabilise COVID hit micro-enterprises so that they can resume work with minimum dislocation.\t\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"list-inline jltma-team-member-social\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/economictimes.indiatimes.com\/small-biz\/sme-sector\/a-quarter-of-msmes-may-shut-shop-if-the-lockdown-persists\/articleshow\/74880940.cms?from=mdr\"  target=&quot;_blank&quot;><i class=\"fa fa-linkedin\"><\/i><\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"jltma-slider__item jltma-swiper__slide swiper-slide jltma-team-carousel-default-inner\">\n\t\t\t\t\t\t\t\t<div class=\"jltma-team-member-default text-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"jltma-team-member-thumb\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"429\" height=\"223\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Bitmap-2.png\" class=\"team-slider-image\" alt=\"MSME Finance Week\" srcset=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Bitmap-2.png 429w, https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Bitmap-2-300x156.png 300w\" sizes=\"(max-width: 429px) 100vw, 429px\" \/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"jltma-team-member-content\">\n\t\t\t\t\t\t\t\t\t\t<h3 class=\"jltma-team-member-name\">\n\t\t\t\t\t\t\t\t\t\t\tMSME Finance Week\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t\t<span class=\"jltma-team-member-designation\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<p class=\"jltma-team-member-about\">\n\t\t\t\t\t\t\t\t\t\t\tThe financial ecosystem came together to deliberate, ideate and collaborate on key themes identified by the GAME Finance Taskforce.\t\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"list-inline jltma-team-member-social\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/drive.google.com\/file\/d\/1f3xugFR8k5UbLyUEsJP-r3Zfo4e0fidq\/view\"  target=&quot;_blank&quot;><i class=\"fa fa-linkedin\"><\/i><\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"jltma-slider__item jltma-swiper__slide swiper-slide jltma-team-carousel-default-inner\">\n\t\t\t\t\t\t\t\t<div class=\"jltma-team-member-default text-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"jltma-team-member-thumb\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"443\" height=\"229\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Insurance.png\" class=\"team-slider-image\" alt=\"\u201cBusiness Interruption as add-on insurance cover for SMEs\u201d\" srcset=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Insurance.png 443w, https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Insurance-300x155.png 300w\" sizes=\"(max-width: 443px) 100vw, 443px\" \/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"jltma-team-member-content\">\n\t\t\t\t\t\t\t\t\t\t<h3 class=\"jltma-team-member-name\">\n\t\t\t\t\t\t\t\t\t\t\t\u201cBusiness Interruption as add-on insurance cover for SMEs\u201d\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t\t<span class=\"jltma-team-member-designation\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<p class=\"jltma-team-member-about\">\n\t\t\t\t\t\t\t\t\t\t\tTo tackle the \u2018delayed receivables\u2019 challenge faced by MSEs, GAME partnered with FICCI to launch the \u2018Prompt Payment Pledge\u2019 &#8211; a moral commitment for corporates to pay MSE dues on time.\t\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"list-inline jltma-team-member-social\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/drive.google.com\/file\/d\/1ohux2bwr2kjzYRnDOLLvWD353MMMzrFk\/view?usp=sharing\"  target=&quot;_blank&quot;><i class=\"fa fa-linkedin\"><\/i><\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"jltma-slider__item jltma-swiper__slide swiper-slide jltma-team-carousel-default-inner\">\n\t\t\t\t\t\t\t\t<div class=\"jltma-team-member-default text-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"jltma-team-member-thumb\">\n\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"429\" height=\"223\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Dashboard.png\" class=\"team-slider-image\" alt=\"\u2018Dynamic Assessment of COVID-19&#039;s Impact on Microenterprises in India\u2019\" srcset=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Dashboard.png 429w, https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Dashboard-300x156.png 300w\" sizes=\"(max-width: 429px) 100vw, 429px\" \/>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"jltma-team-member-content\">\n\t\t\t\t\t\t\t\t\t\t<h3 class=\"jltma-team-member-name\">\n\t\t\t\t\t\t\t\t\t\t\t\u2018Dynamic Assessment of COVID-19&#8217;s Impact on Microenterprises in India\u2019\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t\t<span class=\"jltma-team-member-designation\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<p class=\"jltma-team-member-about\">\n\t\t\t\t\t\t\t\t\t\t\t~1500 micro enterprises were interviewed every month over a period of 6 months to explore the evolving impact of COVID-19 on their business operations, cash flows, employment and recovery sentiments.\t\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"list-inline jltma-team-member-social\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/dashboard.massentrepreneurship.org\/\"  target=&quot;_blank&quot;><i class=\"fa fa-linkedin\"><\/i><\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div> <!-- swiper-wrapper -->\n\n\t\t\t\t<\/div>\n\n\t\t\t\t        <div class=\"jltma-arrows jltma-swiper__navigation jltma-swiper__navigation--inside jltma-swiper__navigation--center jltma-swiper__pagination jltma-swiper__pagination--arrows jltma-position-z-index jltma-swiper__pagination-a936ca6 jltma-visible-mobile\" id=\"jltma-arrows-a936ca6\">\n                                    <div class=\"jltma-swiper__button jltma-swiper__button--prev jltma-arrow jltma-arrow--prev jltma-swiper__button--prev-a936ca6\">\n            <i class=\"eicon-chevron-left\"><\/i>\n        <\/div>\n        <div class=\"jltma-swiper__button jltma-swiper__button--next jltma-arrow jltma-arrow--next jltma-swiper__button--next-a936ca6\">\n            <i class=\"eicon-chevron-right\"><\/i>\n        <\/div>\n                            <\/div>\n\n    \n\t\t\t\t\n\n\t\t\t\t\t<\/div>\n\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fe9fa01 elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"fe9fa01\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6426eaa jltma-glass-effect-no\" data-id=\"6426eaa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-519cbd9 elementor-widget__width-inherit jltma-glass-effect-no elementor-widget elementor-widget-anova_elementor_ova_heading\" data-id=\"519cbd9\" data-element_type=\"widget\" data-widget_type=\"anova_elementor_ova_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"ova-title\">\n\n\t\t\t\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t<h2 class=\"title\">Working session to spur collaboration on\ndelayed receivables<\/h2>\n\n\t\t\t\t\t\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t \t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ce64cf elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"4ce64cf\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b000cbb jltma-glass-effect-no\" data-id=\"b000cbb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de215b4 jltma-glass-effect-no elementor-widget elementor-widget-image\" data-id=\"de215b4\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Game-web-image-1536x864-1-1024x576.jpg\" class=\"attachment-large size-large wp-image-3602\" alt=\"\" srcset=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Game-web-image-1536x864-1-1024x576.jpg 1024w, https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Game-web-image-1536x864-1-300x169.jpg 300w, https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Game-web-image-1536x864-1-768x432.jpg 768w, https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Game-web-image-1536x864-1.jpg 1536w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2039b24 jltma-glass-effect-no\" data-id=\"2039b24\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dff0aeb elementor-widget__width-inherit jltma-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"dff0aeb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Delayed receivables are an existential risk to MSMEs and have system-wide implications. Estimates suggest that at least INR 15 lakh crore is stuck in delayed receivables, with average delays ranging from 3 to 6 months beyond the stipulated 45 days under the MSMED Act. A group of interested partners came together for a working session to build a common understanding of different initiatives and the support required for scale, Identify opportunities for collaboration, brainstorm and prioritise product pilots.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7c5c6a95 elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"7c5c6a95\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-28d277e7 jltma-glass-effect-no\" data-id=\"28d277e7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c3420af elementor-widget__width-inherit jltma-glass-effect-no elementor-widget elementor-widget-anova_elementor_ova_heading\" data-id=\"3c3420af\" data-element_type=\"widget\" data-widget_type=\"anova_elementor_ova_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"ova-title\">\n\n\t\t\t\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t<h2 class=\"title\">Research Reports<\/h2>\n\n\t\t\t\t\t\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t \t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-403ac155 elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"403ac155\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-13e7bbbf jltma-glass-effect-no\" data-id=\"13e7bbbf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7583bdc8 jltma-glass-effect-no elementor-widget elementor-widget-image\" data-id=\"7583bdc8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Delayed-Payments-Report.pdf\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"650\" height=\"350\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Delayed-Payments.png\" class=\"attachment-large size-large wp-image-11983\" alt=\"\" srcset=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Delayed-Payments.png 650w, https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Delayed-Payments-300x162.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Delayed Payments to MSMEs<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-366592c4 jltma-glass-effect-no\" data-id=\"366592c4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-645d6468 jltma-glass-effect-no elementor-widget elementor-widget-image\" data-id=\"645d6468\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/Report_LEAD_GAME_Road-to-Recovery_v6_17Nov2022-2.pdf\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"650\" height=\"350\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/impact-of-covid-on-microbusiness-650x350-1.jpg\" class=\"attachment-large size-large wp-image-4881\" alt=\"\" srcset=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/impact-of-covid-on-microbusiness-650x350-1.jpg 650w, https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2022\/12\/impact-of-covid-on-microbusiness-650x350-1-300x162.jpg 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Impact of COVID-19 on Microbusinesses in India<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-01c07c3 jltma-glass-effect-no\" data-id=\"01c07c3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53e4c1b jltma-glass-effect-no elementor-widget elementor-widget-image\" data-id=\"53e4c1b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2023\/01\/GAME-Report_Unlocking-Credit-for-Indias-Job-Creators.pdf\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"650\" height=\"350\" src=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2023\/01\/GAME-Report_Unlocking-Credit-for-Indias-Job-Creators.png\" class=\"attachment-large size-large wp-image-13227\" alt=\"GAME Report_Unlocking Credit for India&#039;s Job Creators\" srcset=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2023\/01\/GAME-Report_Unlocking-Credit-for-Indias-Job-Creators.png 650w, https:\/\/shandilyafamilyoffice.com\/wp-content\/uploads\/2023\/01\/GAME-Report_Unlocking-Credit-for-Indias-Job-Creators-300x162.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">The Mass Entrepreneurship Manifesto-2020-21<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bc723c jltma-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"1bc723c\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-453b1d7 elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"453b1d7\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d0489ca jltma-glass-effect-no\" data-id=\"d0489ca\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40e1988 jltma-glass-effect-no elementor-widget elementor-widget-anova_elementor_ova_heading\" data-id=\"40e1988\" data-element_type=\"widget\" data-widget_type=\"anova_elementor_ova_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"ova-title\">\n\n\t\t\t\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t<h2 class=\"title\">In the News<\/h2>\n\n\t\t\t\t\t\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t \t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eda6827 elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"eda6827\" data-element_type=\"section\" id=\"Slider_news\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-de882b9 jltma-glass-effect-no\" data-id=\"de882b9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8335a6a elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"8335a6a\" data-element_type=\"section\" id=\"Slider_news\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ebcba9a jltma-glass-effect-no\" data-id=\"ebcba9a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a4e8ea8 anwp-pg-widget-header-style--b anwp-pg-post-teaser__post-icon--size-16 jltma-glass-effect-no elementor-widget elementor-widget-anwp-pg-simple-slider\" data-id=\"a4e8ea8\" data-element_type=\"widget\" data-widget_type=\"anwp-pg-simple-slider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"anwp-pg-wrap\">\n\n\t\n\t<!-- Slider main container -->\n\t<div\n\t\tclass=\"anwp-pg-simple-slider anwp-pg-swiper-wrapper position-relative swiper swiper-container anwp-pg-no-transform\"\n\t\tdata-pg-slides-per-view=\"5\"\n\t\tdata-pg-slides-per-view-mobile=\"1\"\n\t\tdata-pg-slides-per-view-tablet=\"2\"\n\t\tdata-pg-slides-per-group=\"1\"\n\t\tdata-pg-slides-per-group-mobile=\"1\"\n\t\tdata-pg-slides-per-group-tablet=\"1\"\n\t\tdata-pg-autoplay=\"yes\"\n\t\tdata-pg-autoplay-delay=\"5000\"\n\t\tdata-pg-space-between=\"5\"\n\t\tdata-pg-effect=\"slide\"\n\t\tdata-pg-enable-observer=\"no\"\n\t\tdata-pg-loop=\"yes\"\n\t\tdir=\"ltr\"\n\t>\n\t\t<!-- Additional required wrapper -->\n\t\t<div class=\"swiper-wrapper\">\n\t\t\t<!-- Slides -->\n\t\t\t<div class=\"anwp-pg-post-teaser anwp-pg-post-teaser--layout-a swiper-slide\">\n\t<div class=\"anwp-pg-post-teaser__thumbnail position-relative\">\n\n\t\t\n\t\t\t\t\t<img loading=\"lazy\" class=\"anwp-pg-post-teaser__thumbnail-img d-block anwp-pg-height-180 anwp-object-cover m-0 w-100\"\n\t\t\t\talt=\"\u091b\u094b\u091f\u0947 \u0914\u0930 \u092e\u0927\u094d\u092f\u092e \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 \u0915\u094b \u0935\u093f\u0915\u0938\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0935\u0930\u0926\u093e\u0928 \u0938\u093e\u092c\u093f\u0924 \u0939\u094b \u0930\u0939\u093e \u0939\u0948 \u0917\u0947\u092e &#8211; \u092e\u0928\u0926\u0940\u092a \u0938\u093f\u0902\u0939\"\n\t\t\t\tsrc=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/plugins\/anwp-post-grid-for-elementor\/public\/img\/empty_image.jpg\" \/>\n\t\t\n\t\t<div class=\"anwp-pg-post-teaser__muted_bg\"><\/div>\n\t\t<div class=\"anwp-pg-post-teaser__thumbnail-bg anwp-position-cover\"><\/div>\n\n\t\t<div class=\"anwp-pg-post-teaser__content d-flex flex-column anwp-position-cover\">\n\t\t\t<div class=\"anwp-pg-post-teaser__top-meta d-flex mb-2\">\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\n\t\t\t<div class=\"anwp-pg-post-teaser__title anwp-font-heading mt-auto mb-1\">\n\t\t\t\t\u091b\u094b\u091f\u0947 \u0914\u0930 \u092e\u0927\u094d\u092f\u092e \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 \u0915\u094b \u0935\u093f\u0915\u0938\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0935\u0930\u0926\u093e\u0928 \u0938\u093e\u092c\u093f\u0924 \u0939\u094b \u0930\u0939\u093e \u0939\u0948 \u0917\u0947\u092e &#8211; \u092e\u0928\u0926\u0940\u092a \u0938\u093f\u0902\u0939\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"anwp-pg-post-teaser__bottom-meta mt-1 position-relative mb-2\">\n\t\t\t\t\t<span class=\"posted-on m-0\"><span class=\"screen-reader-text\">Posted on<\/span><time class=\"anwp-pg-published\" datetime=\"2023-04-28T13:09:45+05:30\">April 28, 2023<\/time><time class=\"anwp-pg-updated\" datetime=\"2024-02-22T19:01:41+05:30\">February 22, 2024<\/time><\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<a class=\"anwp-position-cover anwp-link-without-effects\" href=\"https:\/\/shandilyafamilyoffice.com\/?p=15369\" aria-hidden=\"true\" ><\/a>\n\t<\/div>\n<\/div>\n<div class=\"anwp-pg-post-teaser anwp-pg-post-teaser--layout-a swiper-slide\">\n\t<div class=\"anwp-pg-post-teaser__thumbnail position-relative\">\n\n\t\t\n\t\t\t\t\t<img loading=\"lazy\" class=\"anwp-pg-post-teaser__thumbnail-img d-block anwp-pg-height-180 anwp-object-cover m-0 w-100\"\n\t\t\t\talt=\"\u0928\u090f \u0909\u0927\u092e\u093f\u092f\u094b\u0902 \u0915\u094b \u0905\u092a\u0928\u093e \u0909\u0926\u094d\u092f\u094b\u0917 \u0932\u0917\u093e\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u0936\u093f\u0915\u094d\u0937\u0923 \u0926\u0947 \u0930\u093e\u0939\u0940 \u0917\u0947\u092e\"\n\t\t\t\tsrc=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/plugins\/anwp-post-grid-for-elementor\/public\/img\/empty_image.jpg\" \/>\n\t\t\n\t\t<div class=\"anwp-pg-post-teaser__muted_bg\"><\/div>\n\t\t<div class=\"anwp-pg-post-teaser__thumbnail-bg anwp-position-cover\"><\/div>\n\n\t\t<div class=\"anwp-pg-post-teaser__content d-flex flex-column anwp-position-cover\">\n\t\t\t<div class=\"anwp-pg-post-teaser__top-meta d-flex mb-2\">\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\n\t\t\t<div class=\"anwp-pg-post-teaser__title anwp-font-heading mt-auto mb-1\">\n\t\t\t\t\u0928\u090f \u0909\u0927\u092e\u093f\u092f\u094b\u0902 \u0915\u094b \u0905\u092a\u0928\u093e \u0909\u0926\u094d\u092f\u094b\u0917 \u0932\u0917\u093e\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u0936\u093f\u0915\u094d\u0937\u0923 \u0926\u0947 \u0930\u093e\u0939\u0940 \u0917\u0947\u092e\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"anwp-pg-post-teaser__bottom-meta mt-1 position-relative mb-2\">\n\t\t\t\t\t<span class=\"posted-on m-0\"><span class=\"screen-reader-text\">Posted on<\/span><time class=\"anwp-pg-published\" datetime=\"2023-04-25T12:22:00+05:30\">April 25, 2023<\/time><time class=\"anwp-pg-updated\" datetime=\"2024-02-22T19:01:41+05:30\">February 22, 2024<\/time><\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<a class=\"anwp-position-cover anwp-link-without-effects\" href=\"https:\/\/shandilyafamilyoffice.com\/?p=15363\" aria-hidden=\"true\" ><\/a>\n\t<\/div>\n<\/div>\n<div class=\"anwp-pg-post-teaser anwp-pg-post-teaser--layout-a swiper-slide\">\n\t<div class=\"anwp-pg-post-teaser__thumbnail position-relative\">\n\n\t\t\n\t\t\t\t\t<img loading=\"lazy\" class=\"anwp-pg-post-teaser__thumbnail-img d-block anwp-pg-height-180 anwp-object-cover m-0 w-100\"\n\t\t\t\talt=\"Fixing delayed payments to micro, small enterprises\"\n\t\t\t\tsrc=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/plugins\/anwp-post-grid-for-elementor\/public\/img\/empty_image.jpg\" \/>\n\t\t\n\t\t<div class=\"anwp-pg-post-teaser__muted_bg\"><\/div>\n\t\t<div class=\"anwp-pg-post-teaser__thumbnail-bg anwp-position-cover\"><\/div>\n\n\t\t<div class=\"anwp-pg-post-teaser__content d-flex flex-column anwp-position-cover\">\n\t\t\t<div class=\"anwp-pg-post-teaser__top-meta d-flex mb-2\">\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\n\t\t\t<div class=\"anwp-pg-post-teaser__title anwp-font-heading mt-auto mb-1\">\n\t\t\t\tFixing delayed payments to micro, small enterprises\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"anwp-pg-post-teaser__bottom-meta mt-1 position-relative mb-2\">\n\t\t\t\t\t<span class=\"posted-on m-0\"><span class=\"screen-reader-text\">Posted on<\/span><time class=\"anwp-pg-published\" datetime=\"2023-03-02T20:56:00+05:30\">March 2, 2023<\/time><time class=\"anwp-pg-updated\" datetime=\"2024-02-22T19:01:41+05:30\">February 22, 2024<\/time><\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<a class=\"anwp-position-cover anwp-link-without-effects\" href=\"https:\/\/shandilyafamilyoffice.com\/?p=14755\" aria-hidden=\"true\" ><\/a>\n\t<\/div>\n<\/div>\n<div class=\"anwp-pg-post-teaser anwp-pg-post-teaser--layout-a swiper-slide\">\n\t<div class=\"anwp-pg-post-teaser__thumbnail position-relative\">\n\n\t\t\n\t\t\t\t\t<img loading=\"lazy\" class=\"anwp-pg-post-teaser__thumbnail-img d-block anwp-pg-height-180 anwp-object-cover m-0 w-100\"\n\t\t\t\talt=\"At least Rs 15 lakh cr stuck in MSME payments annually; dues cleared typically in 3-6 months: Experts\"\n\t\t\t\tsrc=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/plugins\/anwp-post-grid-for-elementor\/public\/img\/empty_image.jpg\" \/>\n\t\t\n\t\t<div class=\"anwp-pg-post-teaser__muted_bg\"><\/div>\n\t\t<div class=\"anwp-pg-post-teaser__thumbnail-bg anwp-position-cover\"><\/div>\n\n\t\t<div class=\"anwp-pg-post-teaser__content d-flex flex-column anwp-position-cover\">\n\t\t\t<div class=\"anwp-pg-post-teaser__top-meta d-flex mb-2\">\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\n\t\t\t<div class=\"anwp-pg-post-teaser__title anwp-font-heading mt-auto mb-1\">\n\t\t\t\tAt least Rs 15 lakh cr stuck in MSME payments annually; dues cleared typically in 3-6 months: Experts\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"anwp-pg-post-teaser__bottom-meta mt-1 position-relative mb-2\">\n\t\t\t\t\t<span class=\"posted-on m-0\"><span class=\"screen-reader-text\">Posted on<\/span><time class=\"anwp-pg-published\" datetime=\"2021-06-20T08:18:00+05:30\">June 20, 2021<\/time><time class=\"anwp-pg-updated\" datetime=\"2024-02-22T19:01:41+05:30\">February 22, 2024<\/time><\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<a class=\"anwp-position-cover anwp-link-without-effects\" href=\"https:\/\/shandilyafamilyoffice.com\/?p=13416\" aria-hidden=\"true\" ><\/a>\n\t<\/div>\n<\/div>\n<div class=\"anwp-pg-post-teaser anwp-pg-post-teaser--layout-a swiper-slide\">\n\t<div class=\"anwp-pg-post-teaser__thumbnail position-relative\">\n\n\t\t\n\t\t\t\t\t<img loading=\"lazy\" class=\"anwp-pg-post-teaser__thumbnail-img d-block anwp-pg-height-180 anwp-object-cover m-0 w-100\"\n\t\t\t\talt=\"The MSME sector needs help. First, smoothen financial flows\"\n\t\t\t\tsrc=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/plugins\/anwp-post-grid-for-elementor\/public\/img\/empty_image.jpg\" \/>\n\t\t\n\t\t<div class=\"anwp-pg-post-teaser__muted_bg\"><\/div>\n\t\t<div class=\"anwp-pg-post-teaser__thumbnail-bg anwp-position-cover\"><\/div>\n\n\t\t<div class=\"anwp-pg-post-teaser__content d-flex flex-column anwp-position-cover\">\n\t\t\t<div class=\"anwp-pg-post-teaser__top-meta d-flex mb-2\">\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\n\t\t\t<div class=\"anwp-pg-post-teaser__title anwp-font-heading mt-auto mb-1\">\n\t\t\t\tThe MSME sector needs help. First, smoothen financial flows\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"anwp-pg-post-teaser__bottom-meta mt-1 position-relative mb-2\">\n\t\t\t\t\t<span class=\"posted-on m-0\"><span class=\"screen-reader-text\">Posted on<\/span><time class=\"anwp-pg-published\" datetime=\"2021-05-05T08:17:00+05:30\">May 5, 2021<\/time><time class=\"anwp-pg-updated\" datetime=\"2024-02-22T19:01:41+05:30\">February 22, 2024<\/time><\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<a class=\"anwp-position-cover anwp-link-without-effects\" href=\"https:\/\/shandilyafamilyoffice.com\/?p=13414\" aria-hidden=\"true\" ><\/a>\n\t<\/div>\n<\/div>\n<div class=\"anwp-pg-post-teaser anwp-pg-post-teaser--layout-a swiper-slide\">\n\t<div class=\"anwp-pg-post-teaser__thumbnail position-relative\">\n\n\t\t\n\t\t\t\t\t<img loading=\"lazy\" class=\"anwp-pg-post-teaser__thumbnail-img d-block anwp-pg-height-180 anwp-object-cover m-0 w-100\"\n\t\t\t\talt=\"Xcelerator Bangalore to support women-owned micro-businesses launched\"\n\t\t\t\tsrc=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/plugins\/anwp-post-grid-for-elementor\/public\/img\/empty_image.jpg\" \/>\n\t\t\n\t\t<div class=\"anwp-pg-post-teaser__muted_bg\"><\/div>\n\t\t<div class=\"anwp-pg-post-teaser__thumbnail-bg anwp-position-cover\"><\/div>\n\n\t\t<div class=\"anwp-pg-post-teaser__content d-flex flex-column anwp-position-cover\">\n\t\t\t<div class=\"anwp-pg-post-teaser__top-meta d-flex mb-2\">\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\n\t\t\t<div class=\"anwp-pg-post-teaser__title anwp-font-heading mt-auto mb-1\">\n\t\t\t\tXcelerator Bangalore to support women-owned micro-businesses launched\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"anwp-pg-post-teaser__bottom-meta mt-1 position-relative mb-2\">\n\t\t\t\t\t<span class=\"posted-on m-0\"><span class=\"screen-reader-text\">Posted on<\/span><time class=\"anwp-pg-published\" datetime=\"2021-03-10T08:16:00+05:30\">March 10, 2021<\/time><time class=\"anwp-pg-updated\" datetime=\"2024-02-22T19:01:41+05:30\">February 22, 2024<\/time><\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<a class=\"anwp-position-cover anwp-link-without-effects\" href=\"https:\/\/shandilyafamilyoffice.com\/?p=13412\" aria-hidden=\"true\" ><\/a>\n\t<\/div>\n<\/div>\n<div class=\"anwp-pg-post-teaser anwp-pg-post-teaser--layout-a swiper-slide\">\n\t<div class=\"anwp-pg-post-teaser__thumbnail position-relative\">\n\n\t\t\n\t\t\t\t\t<img loading=\"lazy\" class=\"anwp-pg-post-teaser__thumbnail-img d-block anwp-pg-height-180 anwp-object-cover m-0 w-100\"\n\t\t\t\talt=\"COVID-19 impact on women-led micro businesses widens socio-economic gap\"\n\t\t\t\tsrc=\"https:\/\/shandilyafamilyoffice.com\/wp-content\/plugins\/anwp-post-grid-for-elementor\/public\/img\/empty_image.jpg\" \/>\n\t\t\n\t\t<div class=\"anwp-pg-post-teaser__muted_bg\"><\/div>\n\t\t<div class=\"anwp-pg-post-teaser__thumbnail-bg anwp-position-cover\"><\/div>\n\n\t\t<div class=\"anwp-pg-post-teaser__content d-flex flex-column anwp-position-cover\">\n\t\t\t<div class=\"anwp-pg-post-teaser__top-meta d-flex mb-2\">\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\n\t\t\t<div class=\"anwp-pg-post-teaser__title anwp-font-heading mt-auto mb-1\">\n\t\t\t\tCOVID-19 impact on women-led micro businesses widens socio-economic gap\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"anwp-pg-post-teaser__bottom-meta mt-1 position-relative mb-2\">\n\t\t\t\t\t<span class=\"posted-on m-0\"><span class=\"screen-reader-text\">Posted on<\/span><time class=\"anwp-pg-published\" datetime=\"2020-11-29T08:14:00+05:30\">November 29, 2020<\/time><time class=\"anwp-pg-updated\" datetime=\"2024-02-22T19:01:41+05:30\">February 22, 2024<\/time><\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<a class=\"anwp-position-cover anwp-link-without-effects\" href=\"https:\/\/shandilyafamilyoffice.com\/?p=13408\" aria-hidden=\"true\" ><\/a>\n\t<\/div>\n<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cd5aac content-align-cta-center jltma-glass-effect-no elementor-widget elementor-widget-eael-cta-box\" data-id=\"3cd5aac\" data-element_type=\"widget\" data-widget_type=\"eael-cta-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"eael-call-to-action cta-basic bg-lite cta-preset-1\">\n        <h2 class=\"title eael-cta-heading\">Got any questions or want to collaborate with us?<\/h2><a href=\"mailto:game@orchid-starling-653667.hostingersite.com\" class=\"cta-button cta-preset-1  \">Contact Us<\/a>\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>85% of MSMEs lack access to formal credit https:\/\/www.youtube.com\/watch?v=hhdb22cIEPA Entrepreneurs require capital to start up and to grow. Limited access to capital at reasonable cost is a major deterrent to entrepreneurship and the growth of MSMEs.\u00a0 Did you know 85% of MSMEs lack access to formal credit Assessed debt demand of MSMEs is INR 69.311 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3502,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-3501","page","type-page","status-publish","has-post-thumbnail","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/shandilyafamilyoffice.com\/index.php?rest_route=\/wp\/v2\/pages\/3501","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shandilyafamilyoffice.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/shandilyafamilyoffice.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/shandilyafamilyoffice.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/shandilyafamilyoffice.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3501"}],"version-history":[{"count":263,"href":"https:\/\/shandilyafamilyoffice.com\/index.php?rest_route=\/wp\/v2\/pages\/3501\/revisions"}],"predecessor-version":[{"id":15582,"href":"https:\/\/shandilyafamilyoffice.com\/index.php?rest_route=\/wp\/v2\/pages\/3501\/revisions\/15582"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/shandilyafamilyoffice.com\/index.php?rest_route=\/wp\/v2\/media\/3502"}],"wp:attachment":[{"href":"https:\/\/shandilyafamilyoffice.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3501"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}